Articles by Dave Caplis (9)

Human-in-the-Loop Requirements: Why AI Should Flag, Not Auto-Decide?
Learn how human-in-the-loop requirements apply to AI-assisted healthcare claims and appeals, including state laws, Medicare Advantage, ERISA, and human review.

What Is the Benchmark for Clean Claim Rate in Medical Billing?
What is a good clean claim rate for medical billing? Learn the 95%–98% benchmark, how to calculate it, specialty differences, and ways to improve.

How to Write a Bundling (NCCI) Appeal Letter with Modifier Justification
Write an NCCI bundling appeal letter that wins. Verify the edit, pick the right modifier, prove separate services, and submit with the right records.

CO-97 Denial Code: Why It Happens and How to Prevent It?
CO-97 denial code means the payer bundled a service into another payment. Find the exact causes, how to fix or appeal it, and prevent recurring CO-97 denials.

How Value-Based Contracts Are Changing Denial Patterns
Value-based contracts add new denial risks. Learn to separate true denials from clawbacks and resolve attribution, benchmark, and ACO disputes.

How to Write a Medical Necessity Appeal Letter
Learn how to write a medical necessity appeal letter that actually gets overturned. Read the denial code, cite payer policy, and build a rebuttal that wins.
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What Is Denial Code CO 18 and Why Was the Claim Denied?
CO 18 means a claim was flagged as a duplicate. Learn why it happens, how to verify the denial, and when to correct, resubmit, or appeal.

Why was a Health Insurance Claim Denied? 10 Common Denial Reasons Explained
Have a Health Insurance Claim Denied? Explore 10 common denial reasons, key CARC/RARC codes, and what to check when a claim is denied.

What Should You Do First When Facing a Healthcare Claim Denial
Claim denied? Learn how to read the denial, check deadlines, decide between resubmitting and appealing, and build a repeatable denial management process.

